Hawaii Insurance License Practice Exam

What is the required continuing education hours for licensed agents in Hawaii for earthquake regulations?

1. 1 hour

2. 2 hours

3. 3 hours

4. 4 hours

The correct answer is: 3 hours

The requirement for continuing education hours specifically pertaining to earthquake regulations for licensed insurance agents in Hawaii is set at three hours. This is crucial as it ensures that agents remain informed about the regulatory changes and best practices regarding earthquake insurance. The state emphasizes the importance of understanding the risks and coverages associated with earthquakes, given Hawaii's geographical vulnerabilities. Those additional hours are not merely a formality but a means to equip agents with the knowledge to better serve their clients, especially considering the unique nature of natural disasters in Hawaii. Continuing education helps agents stay current with evolving regulations and insurance products, which is vital for providing accurate and comprehensive advice to policyholders.