Hawaii Insurance License Practice Exam

For how many days may a temporary producer license be issued without examination?

1. 90 days

2. 180 days

3. 365 days

4. 120 days

The correct answer is: 180 days

A temporary producer license may be issued without examination for a period of 180 days. This duration allows the licensee to engage in insurance activities while completing any required testing or meeting other licensing prerequisites. The 180-day timeframe strikes a balance by giving individuals ample time to prepare for the necessary examination without leaving clients unprotected during the interim period. This structure is designed to ensure that while the individual is allowed to operate within the insurance realm, they are simultaneously working towards obtaining a full, permanent license that necessitates a more comprehensive evaluation of their knowledge and skills in the field.