Hawaii Insurance License Practice Exam

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Prepare for the Hawaii Insurance License Exam with our comprehensive quiz. Study with multiple-choice questions featuring hints and explanations. Get ready to ace your exam!

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An employee will receive what percentage of their average weekly earnings for a total disability from a work injury, up to the state average weekly wage?

50%
66.7%
75%
80%

The correct answer is: 66.7%

The percentage of average weekly earnings provided to an employee for a total disability resulting from a work injury is determined by state workers' compensation laws. In Hawaii, this percentage is specifically set at 66.7%. This means that if an employee is unable to work due to a work-related injury, they will receive two-thirds of their average weekly earnings, which is a standard practice in many states to ensure that workers receive adequate financial support during their recovery period. Choosing this percentage helps maintain a balance between providing support to the injured employee and managing state resources. Additionally, it aligns with national trends in workers' compensation practices, where two-thirds is often the benchmark for compensation rates. This system aims to provide financial relief while encouraging a swift return to work when possible.